THE SERVICES (AS DEFINED HEREIN) WERE NOT DEVELOPED FOR, AND ARE NOT OFFERED TO PERSONS OR
ENTITIES WHO RESIDE IN, ARE CITIZENS OF, ARE LOCATED IN, ARE INCORPORATED IN, OR HAVE A REGISTERED OFFICE OR
PRINCIPAL PLACE OF BUSINESS IN ANY RESTRICTED
JURISDICTION OR COUNTRY SUBJECT TO ANY SANCTIONS OR RESTRICTIONS PURSUANT TO ANY APPLICABLE LAW,
INCLUDING THE CRIMEA REGION, CHINA, PAKISTAN, BANGLADESH, BHUTAN, NEPAL, MYANMAR, AFGANISTHAN CUBA, IRAN,
NORTH KOREA, PANAMA, SYRIA, RUSSIA, OR ANY OTHER COUNTRY IN WHICH THE UNITED STATES, THE UNITED KINGDOM, THE
EUROPEAN UNION, THE REPUBLIC OF PANAMA OR ANY OTHER JURISDICTION EMBARGOES GOODS OR IMPOSES SIMILAR SANCTIONS,
OR ANY JURISDICTIONS IN WHICH THE TRANSACTING OF CRYPTOCURRENCIES IS PROHIBITED OR RESTRICTED IN ANY FORM OR
MANNER (COLLECTIVELY, THE “RESTRICTED JURISDICTIONS”
AND EACH A “RESTRICTED JURISDICTION”) OR ANY PERSON
OWNED, CONTROLLED, LOCATED IN OR ORGANIZED UNDER THE LAWS OF ANY RESTRICTED JURISDICTION OR AFFILIATED WITH ANY SUCH PERSON,
ANY PERSON LISTED ON ANY SANCTIONS LIST MAINTAINED BY THE UNITED STATES, THE UNITED KINGDOM, THE EUROPEAN
UNION OR ANY OTHER JURISDICTION, OR A RESIDENT OF OR LOCATED IN ANY COUNTRY OR JURISDICTION THAT RESTRICTS
ACCESS TO OR PROHIBITS USE OF DIGITAL ASSETS OR CRYPTO CURRENCIES (COLLECTIVELY, “RESTRICTED PERSONS”). THERE ARE NO EXCEPTIONS. IF YOU ARE A
RESTRICTED PERSON, OR LOCATED IN A RESTRICTED JURISDICTION, THEN DO NOT USE OR ATTEMPT TO USE
THE SERVICES. USE OF ANY TECHNOLOGY OR MECHANISM, SUCH AS A VIRTUAL PRIVATE NETWORK, TO CIRCUMVENT OR ATTEMPT
TO CIRCUMVENT THE RESTRICTIONS SET FORTH HEREIN IS STRICTLY PROHIBITED.
BY USING THE SERVICES, YOU REPRESENT THAT (I) YOU ARE NOT A RESTRICTED PERSON; AND (II) YOU
(INCLUDING, IF APPLICABLE, YOUR INDIVIDUAL OWNERS, REPRESENTATIVES, EMPLOYEES, OR ANY OTHER PERSON WITH ACCESS
TO YOUR ACCOUNT) WILL NOT COORDINATE, CONDUCT OR CONTROL (INCLUDING BY, IN SUBSTANCE OR EFFECT, MAKING
DECISIONS WITH RESPECT TO) YOUR USE OF THE SERVICES FROM WITHIN ANY RESTRICTED JURISDICTION.
YOU ACKNOWLEDGE, UNDERSTAND AND AGREE THAT YOU ARE NOT PERMITTED TO MODIFY, DISASSEMBLE,
DECOMPILE, ADAPT, ALTER, TRANSLATE, REVERSE ENGINEER OR CREATE DERIVATIVE WORKS OF THE SERVICES TO MAKE THEM
AVAILABLE TO ANY RESTRICTED PERSONS OR IN ANY RESTRICTED JURISDICTION.
Terms of Use
These terms of use are entered into by and between you and Fair Fractal Corp. (“Company”, “we” or “us”).
The following Terms and Conditions (“Terms”) govern your access to and use of P2P.me’s products and
services, including our website, user interface and mobile wallet application (“P2P.me Wallet”), and any
other related services or products (collectively referred to as the “Product”). By accessing or using any
part of the Product, you agree to be bound by these Terms. If you do not agree, please discontinue your use
of the Product immediately.
Access
By accessing or using our Product you represent and warrant that you are at least 18 years of
age and able to form a legally binding contract with us. If you are under the age of 18 years of age, you
must not use the Product.
You further represent and warrant that you are not subject to economic or trade sanctions
administered or enforced by any governmental authority or otherwise designated on any lists of prohibited or
restricted parties (including but not limited to the list maintained by the Office of Foreign Assets or
Control (OFAC) of the U.S. Department of the Treasury and You are not located, incorporated, otherwise
established in, a citizen of, or resident of, or have business operations in any country or region subject
to a sanction regime, including sectoral sanctions imposed by the EU, the UN, UK, USA. e.g. the Democratic
People’s Republic of North Korea).
Your access to and/or use of any Product is subject to
these Terms herein and all applicable laws and regulations.
By accessing, attempting to access and/or using our Product, you accept and agree to abide by these Terms.
If you do not accept and agree to these Terms, please do not use our Product.
Modifications
We reserve the right to modify these Terms, at our sole discretion from time to time. If we make any
material modifications, we will notify you by updating the date at the top of the Terms, as indicated above.
We reserve the rights to with or without any notice to modify, substitute, eliminate, or add to the Product;
or review, modify, filter, disable, delete and remove any and all content and information from the Product.
Our Product
Interface: The Product provides web and mobile access to a decentralised protocol on the Base
Blockchain, which is a Layer 2 solution built on the Ethereum Blockchain. This Protocol enables users to
interact directly with one another in a peer-to-peer manner, facilitating the swapping of cryptocurrency and
fiat.
The Product is separate from the Protocol and serves as one of several means to access it. The
Protocol consists of three distinct versions, designated as v1, v2, and v3, each comprising open-source,
self-executing smart contracts deployed across various public blockchains, including Polygon, Base, and
Ethereum. We do not control or operate any version of the Protocol. The Protocol has been developed as a
public good by an anonymous cohort of developers.
P2P.me Wallet:
To access the Product, you must use a non-custodial wallet, the cryptographic private keys of
which are retained solely by you. This means you maintain full control and ownership of your digital assets
at all times. We do not have control over, nor do we have access to, the non-custodial wallets that you
create on our platform. Please note that your use of the wallet will be governed by our Terms of Service and
Third Web’s terms and privacy policy, which can be accessed at Terms and Privacy Policy. We integrate Third
Web as a third-party wallet service provider for P2P.me Wallet.
You hold the private keys and are therefore solely responsible for the security, management
and ownership of your wallet and associated funds. We cannot recover your wallet or assist in the retrieval
of any lost or forgotten private keys. It is your sole responsibility to ensure that your wallet is secured
against unauthorised access, and you should take all necessary precautions to protect your private keys.
By using a non-custodial wallet, you acknowledge and accept that we cannot facilitate
transactions or provide support for wallet-related issues. We advise you to familiarise yourself with best
practices for wallet security and to seek professional advice if needed.
Your profile information and reputation points will be publicly visible. However, your fiat
transaction history will not be visible to us and will only be visible to the user you are interacting with
for that specific transaction.
We reserve the right to deduct reputation points and/or remove your username if you violate
these Terms, applicable law or engage in harmful behaviour.
Other Product:
We may from time to time, in the future, offer additional products, and such additional products shall be
considered a Product as used herein regardless of whether such product is defined in the Terms.
Sharing
We do not collect or share any personal information, except for wallet addresses and telegram usernames of
liquidity providers. Your telegram username and profile information including reputation points and on-chain
transactions are publicly available data. We have visibility over other aspects of the transactions between
the users which occur off-chain.
We reserve the right to revoke access to your account and deduct reputation points at our sole discretion,
based on your on-chain activity and transaction history thereby limiting your ability to interact with the
Protocol. Further, access to your account may be restricted in order to comply with legal requirements as
per court orders.
Intellectual Property
We own all the Intellectual Property rights related to our Product, including their functionality, design,
software, appearance and the compilation of all information, images and content contained therein. This
ownership encompasses all copyrights, trademarks, service marks, trade secrets and other proprietary rights
under applicable law.
You agree not to copy, download, or print any content without our explicit written content.
Acceptable Use
You may use our Product subject to these Terms. You agree to not engage in or attempt in any of the
following categories of activities in relation to your access and use of our Product:
- Intellectual Property Infringement: any activity that infringes upon any of our Intellectual Property as
per Clause 5 of these Terms.
- Fraud and Misrepresentations: Commit any fraudulent acts or making statements or representations
regarding your identity, transactions, or any other aspects related to your use of our Product.
- Unauthorised access: attempt to gain authorised access to any part of the Product, the systems or
networks connected to the Product, or any services owned or operated by us.
- Disruption of Services: interfere with or disrupt the functionality of the Product, including but not
limited to transmitting any harmful code, such as viruses, malware, denial of service attacks, ransomware
or other malicious code.
- Illegal Activity: engage in any activity that is illegal, such as soliciting information from anyone
under the age of 18 or any activity that is otherwise harmful, threatening, abusive, harassing, tortious,
vulgar, pornographic, libelous invasive of others privacy, hateful, discriminatory or otherwise
objectionable.
No Warranty
The Product is provided on an "as-available" and "as-is" basis, without any warranties of any kind. Your
access to and use of our Product is permitted solely at our discretion. We make no warranties, whether
express, implied or statutory including, but not limited to the warranties of merchantability and fitness
for a particular purpose.
Limitation of Liability
Your expressly agree to assume all the risks associated with accessing and using our Product. By doing so,
you agree that we are not liable for any lost profits, revenues, goodwill, direct, indirect, punitive,
incidental, special, cover, business interruption, punitive or consequential damages arising from your use
or inability to use our Product.
Indemnification
By assessing or using our Product, you agree to indemnify, defend, and hold harmless P2P.me, our
affiliates, officers, directors, employees, agents, licensors and suppliers from and against all losses,
expenses, damages and costs, including reasonable attorneys’ fees, arising or relating to (a) any violation
of the applicable law; (b) these Terms; (c) any other third party use or access of our Product (d) your
access or use of any of our Product; (e) any dispute between you and any other user of our Product or any of
your customers or users.
Governing Law; Dispute Resolution
These Terms and any separate agreements whereby we provide you services, and any dispute or claim arising
therefrom or related thereto (in each case, including non-contractual disputes, tortious claims or claims)
shall be governed by and construed in accordance with the laws of the Republic of Panama, without regard to
principles of conflict of laws (whether of this or any other jurisdiction).
Severability
If any provision of these Terms shall be determined to be invalid or unenforceable under any rule, law or
regulation of any jurisdiction, such provisions will be changed and interpreted to accomplish the objectives
of the provisions to the greatest extent possible under any applicable law and the validity or
enforceability of any other provision of these Terms shall not be affected.
Not regulated
We are not registered with any regulatory body in any capacity. You understand and acknowledge that we do
not broker trading orders on your behalf. We do not facilitate, execute, or settle your transactions, all
transactions are carried out directly between users on public distributed blockchains such as Ethereum and
Base.
Changes to Terms:
We reserve the right to amend or update these Terms at any time. Your continued use of the Product after an
change shall constitute consent.
Information About You and Your Visits to the Services
All information we collect on the Services is subject to our Privacy Policy. By using the Services, you
consent to all actions taken by us with respect to your information in compliance with the Privacy Policy.
Entire Agreement
The Terms of Use and, our Privacy Policy constitute the sole and entire agreement between you and Company
regarding the Services and supersede all prior and contemporaneous understandings, agreements,
representations, and warranties, both written and oral, regarding the Services.
Your Comments and Concerns
All other Feedback, comments, requests for technical support, and other communications relating to the
Services should be directed to: compliance@p2p.me